This policy explains how and why Bgstatm collects and uses your personal data. It also describes your rights with respect to Bgstatm and how to exercise those rights. For questions about this policy or about how Bgstatm works with data protection, please contact us by e-mail to Bgstatm email@example.com.
In order to offer you the services provided by Bgstatm, we need to process your personal data in accordance with this policy. We always ensure that the information we collect about you and the personal data processing is done responsibly and securely, always with respect for your privacy.
Before using our services or our website, it is important that you read this policy and that you contact us at the above address in case there is something you do not understand. By continuing to use the services provided by Bgstatm, you indicate that you understand the content of this policy in its entirety and that Bgstatm may contact you electronically.
This policy applies to all services provided by Bgstatm, but we may also provide additional personal data appendices related to specific services.
What type of personal data and information do we collect?
Information that you provide to us. In connection with creating an account in Bgstatm or by using services provided by Bgstatm, you may directly or indirectly provide information about yourself to Bgstatm, This may include:
Information we collect about you. When using any of the services provided by Bgstatm (for example, when you make a purchase in a store or online, or add a new bank account), the following information may be collected:
The information that you provide to Bgstatm and the information we collect about you is necessary to enter into a contractual relationship with Bgstatm. The other information we collect is generally necessary for other purposes as described below.
Why and how does Bgstatm use your information?
All data is used to provide, perform, and improve the services offered by Bgstatm. Bgstatm processes your personal data on the following legal basis:
|Purpose of processing||Legal basis for processing|
|To confirm your identity and verify your personal and contact details and keep them updated.||To perform our contractual commitments to you|
|To administer your purchases and payments and maintain our customer relationship in order to, for example, fulfil our obligations to you and provide you with the information, products, and services that you request from us.||To perform our contractual commitments to you|
|To determine which payment methods we can offer you through, for example, internal or external credit checks.||To perform our contractual commitments to you and comply with applicable legislation|
|For analyses in troubleshooting, testing, data and customer analysis, development and administration of Bgstatm’s services, and for other statistical purposes.||To perform our contractual commitments to you and other legitimate interests|
|To ensure that our services are presented appropriately and effectively to you and your device.||To perform our contractual commitments to you|
|To offer the serviced provided by Bgstatm in a safe and secure manner and prevent the abuse of said services.||To perform our contractual commitments to you and comply with applicable legislation|
|To conduct risk analyses in order to prevent fraud and for risk management.||To comply with applicable legislation and other legitimate interests|
|To improve our services and for general business development, such as improving credit risk models in order to minimise fraud, develop new products and features, and new business opportunities.||Other legitimate interests|
|To communicate with you regarding the services you use or other services and products we believe may be of interest to you.||Other legitimate interests|
|To comply with applicable legislation, such as anti-money laundering and accounting laws, and capital adequacy requirements.||To comply with applicable legislation|
Automated decision-making and profiling
Automated decision-making means that a computer makes automated decisions that have or may have legal or similar implications. This is used in relation to credit risk assessments. These decisions can be based on a combination of your transaction history and information from external credit checks. Even though this is a automated process, you always hold the right to contact Bgstatm to manually handle your case.
We employ profiling to based on your data and transaction history to analyse what services we may offer to you. Furthermore we use profiling to adjust what marketing messages that are communicated to you. You may contact Bgstatm at any time by e-mailing firstname.lastname@example.org and informing us that you no longer wish to receive this type of communication.
Communicate with you
Bgstatm may also use your data to communicate relevant information regarding the services you use, campaigns, competitions, customer satisfaction surveys, or other services we believe may be of interest to you. This may take in place in the form of direct advertising through electronic communication channels or by phone. When receiving such information, you will always be offered the opportunity to say no to future communication of this kind. You may also contact Bgstatm at any time by e-mailing email@example.com and informing us that you no longer wish to receive this type of communication.
Who may we share your information with?
We may transfer or share your information with selected third parties as described below. When doing so, we take all reasonable legal, technical, and organizational steps to ensure that your data is handled securely and with an adequate level of protection upon transfer to or sharing with such selected third parties. We will not sell your personal data to third parties unless we have your permission to do so.
Where do we process your personal data?
The starting point for our processing of your data is that it will take place within the EU/EEA. However, in certain situations the data may be transferred to, and processed in, a country outside the EU/EEA, by a company within the Bgstatm Group or by another vendor or subcontractor. In such cases, Bgstatm will do its utmost to ensure that your data is protected by taking all reasonable legal, physical, technical, and organizational steps to ensure that your data is handled securely and with an adequate level of protection, comparable to the level of protection offered within the EU/EEA. Please note that even though we take reasonable steps to protect your information, no computer system, network, website, etc. is completely secure.
For how long do we keep your personal data?
We keep your personal data only for as long as it is necessary to perform our contractual commitments to you and as long as it is required by statutory periods of retention. When retaining your data for purposes other than our contractual commitments, such as to meet requirements for anti-money laundering, accounting, and regulatory capital requirements, we only retain the data for as long as it is necessary and/or statutory for each purpose. An example of a retention period is related to preventing, detecting, and investigating money laundering, terrorism financing, and fraud, where information needs to be stored for at least five (5) years after the business relationship ceased.
What are your rights?
Cookies, web beacons, and similar technologies are used to ensure our ability to provide the best service possible.